Find Financing

The ONE Fund

The ONE Fund and the Small Business Navigator program represent a strategic partnership between One Southern Indiana and the Indiana Small Business Development Center.  The program offers business owners an all-inclusive resource for accessing the capital required for start-up and growth initiatives, as well as the education and advising resources necessary to build a strong, strategic and sustainable business.

The ONE Fund serves small business owners in the Indiana counties of Clark, Floyd, Jefferson, Scott and Washington with loan amounts ranging from $2,000 to $20,000 at an affordable interest rate equal to the Prime Rate plus 2%.  Repayment terms are two years for working capital loans, five years for machinery and equipment financing, and seven years for real estate / brick and mortar loans.

Advising Services provided under the Small Business Navigator Program include financial budgeting, bookkeeping, payroll, tax management, market research and business planning.  In addition, regular classes will be presented by industry experts for owners at every stage of business.

For information, contact Rachael Armstrong, Small Business Navigator, at or 812.945.0266.

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Other Ways to Get Funding

Develop New Albany, Inc.

Develop New Albany, Inc offers short-term micro-financing to their designated service areas, which include Downtown, Midtown, and Uptown New Albany.

Apply Now

Caesars Foundation

Small businesses based or that plan to be based in Floyd County, Indiana may qualify for financing from Caesars Foundation of Floyd County for the purposes of expanding operations or, increasing or retaining employees. Loan amounts range from $5,000 to $50,000 with an interest rate of 2% below prime with a minimum rate of 3%.

Apply Now

Jeffersonville Loan Funds

Access a number of incentives aimed at small businesses, new restaurants, and building facades. These incentives include The Restaurant Forgivable Loan Program, The Revolving Loan Fund, Facade Grants, TIF Districts, Urban Enterprise Association, and Tax Abatements. Visit City of Jeffersonville for more information.