Insurance Based on Needs – Not Size
One Southern Indiana has partnered with SIHO Insurance Services to offer endorsed fully insured health plans to members of One Southern Indiana. SIHO, One Southern Indiana and the local health care delivery systems have worked together to design a product that is aligned to unique networks which offer access and cost savings.
PPO Options
- Individual deductibles range from $2,000 – $7,000
- 20% coinsurance
- Competitive copays for office visits
- Two RX copay structures
HSA Plans
- Individual deductibles at $2,700 or $3,300
- 20% coinsurance
Our plan also features
- Wellness program
- Telemedicine
- Simplified Diabetes Manager
One Southern Indiana and SIHO have worked with local healthcare systems to come up with a combined network to best serve your organization – the SIHO Norton/Clark & Baptist Network.
These plans are available to all 1si members in good standing that:
- Are domiciled in the the State of Indiana
- Have two or more employees
If you are a member of one of our partnering chambers, not only may you join 1si at the associate rate of $189, but you will also be eligible for Insurance Under ONE, once you do.
For more information, check out the brochure or visit SIHO Insurance Services.
Interested in the 1si Ancillary Insurance Opportunities? Check them out below.
Delta Dental
Delta Dental
- Nation’s largest network and most recognized dental company in United States
- Access to two Networks PPO and Premier -80% of dentists within Indiana and Kentucky
- Custom plan designs for 1si – these products are not offered to groups under 100 lives
- Overall Wellness component increased members’ cleanings from standard two to four per year
Click here to download a Delta Dental Benefit Highlights.
Click here to download a Delta Dental Benefit Options form.
EyeMed
EyeMed
- Right mix of thousands of independent providers, top optical retailers and online options—over 80 in the Kentuckiana region alone
- Industry-leading 40 percent off additional pairs of glasses at participating in-network providers
- Easy to use benefits with no claim forms for in-network services
- Employer Paid or Voluntary
Click here to download an EyeMed Member Tools flyer.
Click here to download an EyeMd Q&A informational flyer.
ONEAmerica Life and Long-/Short-Term Disaiblity
Life
- Employer Paid: Options $10,000 to $50,000 with guaranteed issue (no medical underwriting)
- Voluntary: Employees can purchase additional life insurance for themselves, spouse and children
- Guarantee Issue (no medical underwriting)
Short-Term Disability
- Employer Paid or Voluntary
- Benefits begin after the 7-day due to accident or sickness; includes pregnancy
- 90-day benefit duration
Long-Term Disability
- Employer Paid or Voluntary
- 90-day elimination period
- 60% of salary up to $5,000 per month
Lump-Sum Disability
- 90-day elimination period
- Benefit paid in full if individual is expected to be out of work for two years
- Guaranteed Issue increments of $10,000, $20,000 or $30,000
Click here for an informational flyer on OneAmerica.
Petfirst Pet Insurance
PetFirst Pet Insurance
- One of nation’s largest pet insurance companies
- Headquartered in Jeffersonville, Indiana
- All 1si members will receive 10% discount on pet insurance premiums
- Online and phone enrollment
- Pet First Program covers the following: vet exam, vaccinations, prevention (heartworm, flea), microchipping and behavior training
BMS LLC Premium Only Plan (POP)/Section 125
Premium Only Plan (POP)/Section 125
- Employees can save 20%–40% of their payroll deductions. The savings are on city, state, and federal income taxes, including Social Security and Medicare.
- Employers can save the matching Social Security (6.20%) and Medicare (1.45%) taxes, which equates to 7.65% (1.45% for municipalities) of all the dollars put into the plan, a substantial savings.