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The ONE Fund and the Small Business Navigator program represent a strategic partnership between One Southern Indiana and the Indiana Small Business Development Center.  The program offers business owners an all-inclusive resource for accessing the capital required for start-up and growth initiatives, as well as the education and advising resources necessary to build a strong, strategic and sustainable business.

The ONE Fund serves small business owners in the Indiana counties of Clark, Floyd, Jefferson, Scott and Washington with loan amounts ranging from $2,000 to $20,000 at an affordable interest rate equal to the Prime Rate plus 2%.  Repayment terms are two years for working capital loans, five years for machinery and equipment financing, and seven years for real estate / brick and mortar loans.

Advising Services provided under the Small Business Navigator Program include financial budgeting, bookkeeping, payroll, tax management, market research and business planning.  In addition, regular classes will be presented by industry experts for owners at every stage of business.

For information, contact Mike Fulkerson, Small Business Navigator, at or 812.945.0266.